| Deposit Rates | APY | Vs.Others |
|---|---|---|
| Savings | N.A. | 0.66% → |
| 1-Year CD | 0.62% | 0.71% → |
| 2-Year CD | 0.81% | 0.81% → |
| 3-Year CD | 0.91% | 0.91% → |
| 4-Year CD | 0.98% | 1.04% → |
| 5-Year CD | 1.11% | 1.15% → |
USAA CD rates were lowered recently, which isn't unusual since the Federal Reserve lowered the fed funds rate. Both regular and jumbo CD rates at USAA were lowered. 2 year CD rates from USAA were lowered 8 basis points to 2.03 percent. 2 year jumbo CD rates from USAA were lowered 6 basis points to 2.21 percent. 4 year CD rates were lowered 12 basis points to 2.07 percent and 4 year jumbo CD. Interest bearing accounts such as certificates of deposit (CD) differ from liquid savings or money market accounts because 1 year CDs having a fixed rate maturity period and therefore illiquid tend to provide a higher interest rate of return. CD accounts provided by USAA.
The interest rate is fixed until the maturity date — that is, until the deposit agreement period ends. Any early withdrawal from a CD will be assessed an early withdrawal penalty that will reduce its earnings. Certificate of deposit (CD) definition. A CD is a type of savings account that has a fixed rate and a maturity date. Typically, the rate (APY) on a CD is higher because you must keep your funds in.
USAA has broad CD options with fixed terms ranging from 30 days to seven years. Many other banks offer terms up to only five years. The rates are decent but not necessarily top of the line.
2021 Overview
General Online Bank Information
Money that you deposit is held by USAA Federal Savings Bank.USAA Federal Savings Bank is an FDIC insured institution founded in 1983.It has approximately $103.03 billion in assets.Usaa Cd Rates Calculator
| Deposits FDIC Insured | Yes |
| Insured Bank | USAA Federal Savings Bank |
| FDIC Certificate # | 32188 |
| Date Established | 1983 |
| Assets | $103.03 billion |
| Loans | $42.32 billion |
| Deposits | $88.07 billion |
| Capital | $9.38 billion |
Usaa Certificates Of Deposit
For a more detailed analysis of USAA Federal Savings Bank's financial conditionand a description of what these numbers mean, please visit the Financial Details section.
| Online CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD | 0.25% | $175,000 | - | Learn More |
| 12 Mo CD | 0.62% | $1,000 | - | Learn More |
| 18 Mo CD | 0.76% | $175,000 | - | Learn More |
| 24 Mo CD | 0.81% | $175,000 | - | Learn More |
| 36 Mo CD | 0.91% | $175,000 | - | Learn More |
| 48 Mo CD | 0.98% | $175,000 | - | Learn More |
| 60 Mo CD | 1.11% | $175,000 | - | Learn More |
